Flood Insurance and Why Galveston County Homeowners Need It

Even if you don't live in a high risk flood zone, remember, mother nature doesn't always stay in her own lane, get flood insuranceThe last thing that you want to be worrying about in the aftermath of a storm is….. flood insurance, or rather any personal insurance, if you have it and if you have enough. However, flooding is becoming increasingly common, leading many Galveston County homeowners to seek help and support. The absolute best thing that you can do for your home’s protection, and your own stress levels during a storm, is to have protection – yes that includes flood insurance.

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The Value of an Insurance Review

Get a review from your insurance agent to be sure your family is properly protectedWith as much chaos as there is in our lives, something is bound to slip through the cracks.  One of the most common victims is going over paperwork to ensure that everything is in order.  However, making sure that everything is, indeed, in order and up to date is essential, especially with something as necessary as insurance.  To keep yourself on track, take a moment to learn about the value of an insurance review.

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Texas “Winter” Precautions to Review for your Home

Take precautions during winter with heaters and fireplacesAs the “colder” Texas months approach (and I use that term loosely) it’s important that we stay warm. The blazing hot summer has passed, so our air conditioning units now have a much needed reprieve from the overtime they have had to work and we begin to enjoy our cooling weather, pumpkin spices and changing leaves, or rather falling leaves since there isn’t much color in this area.  However, seeing that winter is the leading time of year for house fires, let’s tend to a few small details before we kick back and enjoy the changing weather.

Fireplaces add a mystique and ambience to a room that is hard to compete with. I personally enjoy mine on a regular basis during the colder months of our Texas year. There are 3 golden rules for safely using your fireplace during the winter months.

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Changes to Your Car Insurance when Kids are Off to College

insurance review when kids go back to collegeNow that the kids are off to college we’ve traded in our SUVs for sportsters. We’ve finally been on that romantic get-away to Aspen or we begin to celebrate the empty nest. Let’s stop for a second and think about something even more exciting; car insurance!

Assuming your child hasn’t permanently moved into a dorm, they are still legally considered members of your household and so we don’t have to remove them from your auto policy. However; if they are on campus without their car you can make some changes to your policy that will give you a special rating. If they are on campus with their car then we have to rate the car in that zip code since that is the area they will be using their automobile in.

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