Avoid Distracted Driving or Pay the Price

Give 100 percent of your attention to driving to decrease the likelihood of an accident while drivingEvery time you get behind the wheel, you take a risk of putting yourself or your car riders in danger.  The same goes for those in other cars on the road.  While this isn’t a very common way to state things, it is a very real thing to remember.  This is all to say that distracted driving is real and can cause serious, permanent damage or harm to you and all those around you.  There is a reason why distracted driving carries such heavy fines, after all!

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Teen Drivers & What You Need to Know

Be sure you know what to do when your teen starts to drive, in TexasPutting teens behind the wheel of your car can be intimidating for both teens and parents. However, it doesn’t need to be that way. Teen drivers are in a unique category compared to other drivers, sure, but they’ll lead to the same kind of final result: freedom in the form of a driver’s license.

When it comes to you and your teen making that next step towards them learning to drive, here’s what you should know.

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The Basics of Car Insurance – Auto Insurance 101

learn more about your auto insurance policy and what you are coveringUnderstanding auto insurance policies shouldn’t need to involve dictionaries and frantic online searching for explanations. It’s just about working with the right combination of facts and information, or having an insurance agent that you know, like and trust. If you’re looking for straightforward facts and advice to help you understand car insurance, look no further! Below are the essentials that you need to know.

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The Value of an Insurance Review

Get a review from your insurance agent to be sure your family is properly protectedWith as much chaos as there is in our lives, something is bound to slip through the cracks.  One of the most common victims is going over paperwork to ensure that everything is in order.  However, making sure that everything is, indeed, in order and up to date is essential, especially with something as necessary as insurance.  To keep yourself on track, take a moment to learn about the value of an insurance review.

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Changes to Your Car Insurance when Kids are Off to College

insurance review when kids go back to collegeNow that the kids are off to college we’ve traded in our SUVs for sportsters. We’ve finally been on that romantic get-away to Aspen or we begin to celebrate the empty nest. Let’s stop for a second and think about something even more exciting; car insurance!

Assuming your child hasn’t permanently moved into a dorm, they are still legally considered members of your household and so we don’t have to remove them from your auto policy. However; if they are on campus without their car you can make some changes to your policy that will give you a special rating. If they are on campus with their car then we have to rate the car in that zip code since that is the area they will be using their automobile in.

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