Insurance Products

Insurance products for home and vehicles DPCHere at Paula Smith Insurance, we aim to be your one stop shop for all of your insurance needs. We provide a no-hassle free insurance review to be sure you are covering all of your assets appropriately. Nothing like needing to file a claim and finding out you don’t have rental car insurance when an accident occurs or you don’t have enough coverage to protect your more pricey belongings like jewelry or furs.

Regardless of whether you have an agent or not, it doesn’t cost you anything additional to have an insurance agent but it’s good to have one on your side, who can be a resource for all things insurance.

Below are some of our insurance products we are ready to help you with.  Feel free to complete the Get a Quote form on the right or give us a call at (281) 488-8880 for your specific insurance needs!

Homeowners/ Flood /Windstorm

Most coastal residence need three separate coverages to fully protect your home – home insurance, flood insurance and Texas windstorm.  Regardless of who you choose to assist you with the Texas Windstorm coverage, the rates will be the same based on the same home however with flood and home insurance, there will be more options to choose from, so be sure you have an agent who you know, like and trust that will help you select coverage that is right for your situation or lifestyle. Consolidate this with just one knowledgeable agent to simplify your claim process, as well as discounts with housing more insurance under the same roof!


Auto insurance is more than a necessity to be legal to drive, it protects your mobility and your assets. Not only that it isn’t just in case of a fault accident but when others are at fault in an accident. We help to protect you with renters coverage, towing or roadside assistance to ensuring that you have the right amount of coverage in the event of a loss.

Don’t forget the motorcycles! We cover all motorcycles, from sports bikes or cruisers to fully restored classics, we’ve got you covered. Keep in mind that the minimum coverages are lower, but that doesn’t mean you have to take the lowest. Let us know how often you ride and we can help you select the right amount of coverage based on your riding habits. Huge difference when an accident occurs on a bike than in a car – be sure all of your assets, to include yourself is covered.

Boats/RVs/Travel Trailers

Outdoor Sports are an important part of coastal living here in Galveston County, Texas – from power boats to sailboats and Jet Skis, ATVs or Travel Trailers  – protect your entire lifestyle with a single resource. It’s our job to help you be more aware of your insurance needs. Just let us know what assets you have, what kind of insurance you carry and we’ll let you know if you are adequately covered.

Renters Insurance

You home is supposed to be where you feel safe and secure. You only have control over how you act within/around your home and none over how those who live around you. Imagine a fire emerges from the apartment around you and you lose everything in it! Even though many of those things are irreplaceable, having to start over with furniture, kitchen goods, clothes and etc would be a huge expense. Having rental insurance can help with many of these financial burdens.

Pet Insurance

Your pet is part of your family and while you can get life and disability coverage, if isn’t available to your pet, however, now this is a solution with pet insurance. You can cover your pet needs to include routine veterinary expenses to international travel and surgeries!

Business Insurance

Your business is a valuable asset and without the proper protection, it could cause some serious damage to your business and maybe even your own assets. Be sure you are doing all that you can to protect your company with proper insurance based on your business needs and your specific industry. Each industry has it’s own special nuances.


Your income is your most valuable asset.  Properly protect your income for your family with Life insurance, Health insurance  and other products tailored to your specific needs.

Call on Paula Smith Insurance for all of you home and vehicle insurance needs. We provide free quotes or full reviews of your insurance policies. Call (281) 488-8880 today.