Boat Insurance

Mariner’s Choice in Galveston County

Yacht sailing on Galveston Bay - get your boat coveredAt Farmers we offer more choices for you on your Boat Insurance than ever before.  Our Elite Program has extended limits and policy terms you will not find anywhere else on the Lake.

  • Total Loss Replacement means we will replace your vessel without depreciation for up to 5 years.
  • Diminishing Deductible is a 25% reduction in the Deductible every year you are loss free.
  • Partial Loss Settlement is full replacement cost on parts for 15 years.
  • Tender Dinghy covers you for up to $10,000 and you won’t need a separate policy.
  • Boat Lift and Hoist is included for $2,000.
  • Hurricane Haul Out for up to $2,000 in included at no additional charge to our insured.
  • Reimbursement for Fishing Tournament Fees and Trip Interruption coverage can be valuable if you take long trips with your Boat and you are stranded out of town. We cover Bahamas and Mexico Navigation.
  • Pet coverage is also available for your cat or dog up to $1,000 for our furry friends.

For those who just want Classic Coverage, we have simple plans available for more casual boat owners.

Like Discounts?  We discount for Loss Free, Pay in Full, Safety Course, Multi-line, Protective Devices and Layup.

Should you have any questions about this coverage or any other coverage for your home, vehicle or other recreation vehicle, request a quote or call Paula Smith Insurance at (281) 488-8880 and we’d be happy to help you!