Homeowners Insurance Can Have Special Challenges

Solve homeowner problems with an agent who creates solutionsHome Insurance in places such as Kemah, Tx can be challenging because of the specialized risk that comes with living in this beautiful coastal community.   Most Home Insurance policies will NOT cover you for Windstorm, Hurricane, Hail or Flood which are all needed coverages in this bayside area.

Be sure you are working with a local agent who is familiar with the area and has the knowledge to navigate and simplify the policies you need for Kemah.

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Windstorm, Hurricane and Hail Insurance in Galveston Co.

coastal areas need windstorm and hurricane protectionWindstorm, Hurricane and Hail are excluded from most homeowner’s insurance policies in Galveston County.

Windstorm coverage is obtained by a separate policy that covers only these perils.  It’s very important to work with an agent that understands the specialized nature of coastal areas and can provide solutions to these risks.   Major carriers exclude Windstorm Hurricane and Hail in our area because the chance of loss or catastrophe is imminent.

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