No one likes getting into a car accident and you can never plan for it enough. Not only can it damage your car but a car accident can injure you, ruin your day and cost you money. Here is a list of a few things you should NEVER do after an auto accident.
Never Leave the Scene
Always stop and ask if everyone involved in the car accident is okay. Vehicles are easier to fix than people and everyone’s well being is the most important factor. Make sure everyone is safe and secure medical attention for anyone injured.
Never Forget to Report to Law Enforcement
Simply exchanging information is a bad idea. You can’t be sure about Vehicle Insurance Policies being in force, someone giving you wrong information or a person may even have an active arrest warrant. Law enforcement can document any contributing factors to the accident and issue citations if necessary. Avoid blaming anyone or accepting blame yourself.
Never Forget Documentation
If law enforcement did not respond, be sure to get all names, addresses and phone numbers of all parties involved or any witnesses that may have seen the car accidnet. You will also need the Insurance Company and policy numbers. Write down the make and model and color of all vehicles involved. Get the license plate number and take pictures if you can. The more information you obtain the easier your claim process will be.
Never Procrastinate the Aftermath
Afterwards, seek medical attention, file your claim with your agent and make arrangements to have your vehicle repaired as soon as possible. Waiting will just frustrate the situation further and delay the process.
If you have a question about a claim, it’s always my pleasure to be a resource for you. Call Paula Smith at (281) 488-8880, your League City Insurance Agent in the Galveston County area for your auto, motorcycle or other vehicle insurance needs.
Or, email us at Paula@LeagueCityInsuranceAgent.com or complete our quote request form with your questions and we would be happy to help you with any insurance needs, questions or concerns.